When you are counting cards and the insurance index is reached.
This is all a beginner needs to know. It is mathematically correct for maximizing EV. Later you might learn about maximizing CE instead of EV (a choice of personal preference that varies between players) and the insurance plays gets a little more fuzzy.
If you know that, then why give bad advice in the first place?
Because almost book authors use TC dividing by number of decks, not half-decks or quarter decks. Only people who like to argue trivial things will bring this up and say "You are not absolutely right."
Because almost book authors use TC dividing by number of decks, not half-decks or quarter decks. Only people who like to argue trivial things will bring this up and say "You are not absolutely right."
Yes, we all know how Don likes to pick something trivial and argue about it.
Why not say "it's +3 for Hilo. Many level 2 counts are +6. You should check for the correct number for your account but always insure when that number is reached or exceeded."
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